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We Close Loans Others Can't

Because Every Dream Deserves a Home!

Welcome to Midwest Specialty Mortgage

Finding the right mortgage shouldn’t be complicated, even for borrowers with self-employed or alternative income sources, jumbo loan borrowers, DSCR investors, those needing Down Payment Assistance, or ITIN holders. At Midwest Specialty Mortgage, our locally owned and managed Elgin office acts as your trusted Mortgage Broker, comparing home loan rates and programs for you, leveraging a national network to match you with the best mortgage options tailored to your unique financial situation.

Client Resources

Surf our website to learn about our company, see our loan programs, and request a free consultation.

Mortgage Calculator
Look at different scenarios with our calculators.
Mortgage Insights
All Things Mortgage: Insights, Trends, and Resources
Loan Programs
Familiarize yourself with some of the loan programs we offer.
Start Application
Begin your mortgage application online today.
Fill out the Quick 1-Minute Loan Request to start a discussion about your mortgage needs today!

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Speak to a Local Mortgage Professional
No Obligation, No Credit Check
Competitive Rates & Fees
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What’s your main goal right now?
What’s your main goal right now?

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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